NHS Overtime & Unsocial Hours Calculator 2025/26 | Night, Weekend & Bank Holiday Pay

NHS Overtime and Unsocial Hours (2025/26 Overview)

What Counts as Unsocial Hours Under Agenda for Change?

Under Agenda for Change (AfC), unsocial hours are specific times when you are paid extra enhancements on top of your basic hourly rate. In most NHS trusts in England, these are:

• Evenings: typically from 8pm to midnight on weekdays (e.g. Monday–Thursday)
• Nights: roughly 8pm–6am, Monday–Friday (exact cut-off times may vary by trust)
• Saturdays: usually 24 hours of Saturday counting as enhanced unsocial hours
• Sundays and Public Holidays: usually the highest unsocial hours rates
• Bank Holidays: often paid at the same or higher level than Sundays, plus TOIL in many trusts

Unsocial hours enhancements are sometimes referred to as NHS enhancement rates or NHS 2025 enhancement rates. They are pensionable, taxable and form a major part of take-home pay for staff who regularly work nights and weekends.

Overtime Rules for Bands 2–9

Overtime is usually paid when you work above your contracted 37.5 hours per week. Under typical AfC rules:

• Time-and-a-half (1.5×) – common overtime rate for standard overtime hours
• Double time (2×) – often used for bank holidays or special overtime arrangements
• Bank work – some trusts use separate bank rates for shifts picked up via the staff bank

Our calculator works as your nhs overtime calculator, nhs overtime night rate calculator and nhs call-out rate calculator, letting you see overtime pay on top of your contracted hours.

Why Unsocial Hours Pay Matters in 2025/26

With the 2025/26 Agenda for Change uplift, basic pay has increased – but so have the amounts you earn through unsocial hours enhancements. For many nurses, healthcare assistants, midwives, AHPs and other NHS staff, unsocial hours can add:

• Hundreds of pounds per month for regular nights and weekends
• Even more during winter pressures, Christmas, Easter and bank holidays
• Long-term pension value, because enhancements are usually pensionable

That is why a clear, accurate nhs unsocial hours calculator and agenda for change pay calculator is so valuable – and why this page is designed as a complete pillar guide to NHS enhancement rates 2025.

NHS Overtime & Unsocial Hours Calculator (Interactive Tool)

How the Calculator Works

The tool on this page combines everything into one powerful nhs pay calculator and nhs enhancements calculator. You can:

• Select your band (2–9) and pay point
• Add HCAS / London weighting – inner, outer or fringe
• Enter your contracted hours (e.g. 37.5, 30, 22.5 hours)
• Enter your worked hours for:
  • Weekday days
  • Evenings
  • Nights
  • Saturdays
  • Sundays
  • Bank holidays
  • Stacked weekend nights and bank holiday nights
  • Overtime, bank holiday OT, on-call and call-outs

The calculator then shows:

• Exact enhancement pay for each type of shift
• Stacked enhancements when night and weekend/holiday rates apply together
• Total hours worked, total pay and your effective hourly rate
• Rough estimates for tax, NI, pension and net pay

Calculate NHS Night, Weekend, Stacked & Bank Holiday Pay

Instead of using separate tools, this one calculator replaces:

• nhs night rate calculator
• nhs saturday rate calculator
• nhs sunday rate calculator
• nhs bh rate calculator (bank holiday)
• nhs night and weekend stacking estimators
• nhs double enhancement calculator for stacked shifts

Enter your pattern once and instantly see how much you earn for unsocial hours pay, overtime and stacked enhancements.

Example Band 5 Calculation (2025/26)

A typical Band 5 nurse might:

• Work 37.5 standard hours (day shifts)
• Work 12 hours on Saturdays
• Work 10 hours on Sunday nights (stacked: night + Sunday enhancements)

Using the calculator as a nhs band 5 enhancements 2025 tool, you can see:

• Basic pay for those hours
• Extra enhancement from Saturday pay
• High stacked Sunday night enhancement
• Total pay for the period and your enhanced hourly rate

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NHS Enhancement Rates 2025/26 (All Bands)

The calculator is built around standard nhs enhancement rates 2025 for unsocial hours pay under Agenda for Change. Exact local terms can vary by trust, but the principles are usually the same.

Evening Enhancements (+30%)

Evening shifts are often paid at around +30% enhancement on your basic hourly rate. The calculator treats weekday evenings as unsocial hours and adds this uplift automatically when you enter your evening hours.

Night Enhancements (+30%–41%)

Nights are particularly important for staff using a nhs night shift calculator. In many AfC setups:

• Band 2 and 3 may receive slightly higher night percentages (e.g. +37%–41%)
• Bands 4–9 tend to receive a standard night enhancement (e.g. +30%)

Our tool allows you to calculate nhs night shift pay by band, with the uplift applied to your basic hourly rate.

Saturday Enhancements (+30%)

Saturdays are typically paid at +30% enhancement across most bands. The calculator acts as a nhs saturday enhancement estimator and band 5 saturday pay calculation helper, showing:

• Basic pay for your Saturday hours
• Extra Saturday enhancement pay
• Total Saturday pay for that period

Sunday Enhancements (+68%–88%)

Sundays carry some of the highest unsocial hours enhancements:

• Lower bands (e.g. Band 2) may receive enhancements up to around +88%
• Other bands generally receive Sunday enhancements around +68%–74%

The calculator provides a band 5 sunday pay calculation and lets you see how much do nhs staff earn on weekends when Sundays form a big part of your pattern.

Bank Holiday Rates (+68%–88% or Double Time)

Bank holidays are often paid in line with, or higher than, Sunday rates – and may sometimes be paid at double time or attract TOIL (Time Off In Lieu).

Our calculator functions as a:

• nhs bank holiday pay calculator
• nhs bank holiday night pay calculation tool
• nhs christmas bank holiday pay estimator

Stacked Enhancements (Night + Weekend + Holiday)

One of the most powerful features of this tool is that it handles nhs shift stacking and nhs stacked enhancements automatically. Stacking happens when night and weekend or bank holiday enhancements apply to the same hours.

Saturday Night Stacking (+60%)

A Saturday night shift (for example, 8pm Saturday to 6am Sunday) often attracts:

• A standard night enhancement
• Plus the Saturday enhancement

This creates a stacked uplift that can reach around +60% total. The calculator works as a nhs weekend night stacking tool, showing exactly how much extra you earn.

Sunday Night Stacking (+98%–129%)

Sunday night shifts are usually the highest-paying unsocial hours:

• You receive the night enhancement
• Plus the Sunday enhancement (often +68%–88%)

Combined, this can give a total uplift close to or above +100%, meaning almost double basic pay. The calculator acts as a nhs double enhancement calculator and works out these stacked Sunday night rates for each band.

Bank Holiday Night Stacking (up to +129% + TOIL)

On bank holiday nights, night and holiday enhancements can stack together, often creating the highest hourly pay you can earn in the NHS. In many trusts, you also receive:

• TOIL (Time Off In Lieu) for the bank holiday hours worked
• Plus the full enhancement pay at the time

That is why the calculator includes a dedicated section for bank holiday night hours and doubles as a nhs bank holiday night pay and nhs enhancement stacking explained tool.

NHS Pay by Band (2025/26 Enhancements)

Different bands earn different basic rates and have slightly different enhancement percentages at the lower bands. Below is a high-level overview of how unsocial hours and overtime affect each band, and how our calculator can help.

Band 2 Unsocial Hours Pay

Band 2 staff (e.g. healthcare assistants, porters, domestic staff) often receive:

• Higher night and Sunday percentages than higher bands, to boost lower basic pay
• Regular opportunities for nhs weekend nights earnings in wards, theatres and emergency areas

Our calculator lets you explore nhs band 2 unsocial hours patterns such as permanent nights or weekend-heavy rotas.

Band 3 Enhancement Rates

nhs band 3 enhancement rates are similar to Band 2 in structure but layered onto a slightly higher basic salary. Many Band 3 roles involve regular nights and weekends, so enhancements make a significant difference to monthly take-home pay.

Band 4 Night and Weekend Pay

For nhs band 4 unsocial hours, the calculator shows:

• How night and weekend enhancements apply to Assistant Practitioners and senior support roles
• What you earn if you move from day shifts into mixed or permanent unsocial patterns

Band 5 Enhancements (Most Popular)

Band 5 nurses, midwives and AHPs are some of the heaviest users of this tool. The calculator is ideal for:

• nhs band 5 enhancements 2025 scenarios across mixed rotas
• nhs band 5 night shift earnings comparisons (nights vs days)
• band 5 saturday pay calculation and band 5 sunday pay calculation

Band 6 Night & Weekend Pay

For nhs band 6 night shift rates, our calculator helps senior nurses, charge nurses and specialist roles see:

• The effect of heavier responsibility with unsocial hours
• How much is added by a week of nights, or by regular weekends, on top of base pay

Band 7 Weekend Rates

Band 7 often combines clinical work with leadership. Some Band 7 roles still include nights and weekends, so nhs band 7 weekend pay can still be significant. Our tool shows how much net benefit you gain from extra shifts once higher tax and pension rates apply.

Bands 8a–9 Local Overtime Rules

Senior staff in Band 8a–9 may be subject to local rules or caps on overtime and enhancements. While the calculator provides a clear nhs band 8a overtime calculator view, always cross-check with your trust’s local policy on overtime eligibility, availability payments and on-call arrangements.

High Cost Area Supplements (London Weighting)

If you work in or around London, High Cost Area Supplements (HCAS) are a crucial part of your pay. Our tool includes options for:

• Inner London
• Outer London
• Fringe (London fringe)

Inner London (20% capped)

Inner London staff receive the highest nhs london allowance 2025, usually around 20% of basic salary up to a capped amount. The calculator incorporates this as part of your total annual pay and adjusts your hourly rate accordingly, functioning as a nhs london weighting calculator.

Outer London (15%)

outer london nhs enhancement rates are lower than inner London but still represent a significant boost. This impacts both basic and enhanced pay, since the higher basic rate carries through into unsocial hours calculations.

Fringe London (5%)

fringe hcas nhs applies to areas surrounding London where living costs are higher than the national average but lower than London itself. Our calculator lets you switch between standard, fringe, outer and inner London to see the impact on your pay.

Band 5 Inner London Example

If you are looking at nhs band 5 inner london pay, the calculator can show how:

• Your HCAS boost raises your hourly rate
• Night, weekend and bank holiday enhancements increase in value because they are calculated from a higher base
• Your overall annual and monthly income changes based on your pattern

TOIL, On-Call & Call-Out Pay

TOIL Rules for NHS Staff

Many NHS staff receive Time Off In Lieu (TOIL) for working bank holidays. Our calculator includes a simple nhs toil calculator approach:

• It estimates the value of TOIL hours at your basic rate
• Shows how much you earn in bank holiday enhancements on top
• Highlights your total benefit from working those shifts

This helps you understand nhs bank holiday toil rules in practice – both the paid and time-off sides.

On-Call Availability Rates (Band 2–9)

Some roles attract on-call supplements for simply being available. The calculator acts as a nhs on-call pay calculator and nhs availability supplement calculator by:

• Using a band-specific on-call rate per hour
• Multiplying it by your on-call availability hours
• Adding this to your enhancement totals for the period

Call-Out Pay (Usually 1.5×)

When you are actually called in during on-call, you are typically paid at time-and-a-half (1.5×), sometimes with a minimum number of hours guaranteed. Our calculator treats these as overtime hours, allowing you to estimate this as part of your overall nhs overtime calculator usage.

NHS Bank Holiday Pay: Christmas, Easter, Boxing Day and New Year

Bank holidays such as Christmas, Boxing Day, New Year’s Day and Easter are often the most lucrative shifts of the year. The calculator makes it easy to model nhs christmas bank holiday pay and other public holiday earnings.

Christmas Day Rates

Christmas Day often attracts the same or higher uplift as standard bank holidays. Enter your hours into the bank holiday fields to use the tool as a nhs bank holiday pay calculator and see:

• Basic pay for those shifts
• Extra bank holiday enhancements
• Optional TOIL value, if your trust offers it

Christmas Night Shifts (Stacked)

Christmas night shifts can be stacked in the same way as Sunday or bank holiday nights, giving some of the highest hourly earnings. The calculator treats these as bank holiday nights and gives you a clear nhs bank holiday night pay calculation including stacked enhancements.

Bank Holiday TOIL (Time off in lieu)

Many staff will receive a TOIL day in addition to enhanced pay for working a bank holiday. Our built-in nhs toil calculator logic helps you visualise:

• The cash value of enhancements
• The cash value of the TOIL day you later take off
• Your total benefit from covering those shifts

NHS Overtime & Enhancement FAQs (2025/26)

Use the NHS Overtime Calculator to Plan Earnings

Calculate Your Night, Weekend & Bank Holiday Earnings

Whether you are a Band 2 healthcare assistant, Band 5 nurse or Band 7 ward manager, this tool lets you experiment with different patterns and see the impact of nights, weekends, bank holidays, stacked enhancements and overtime on your pay.

Estimate Your Annual Net Income

By combining basic pay, enhancements, HCAS and simple deductions, the calculator gives you a practical estimate of your annual and monthly net income for any rota you choose. If you want a deeper breakdown of deductions, you can also use our NHS tax and insurance calculator to see how tax and National Insurance affect your take-home pay.

Try Scenarios: Nights, Rotating, ED and Long Days

Use the preset scenarios – weekend nights, rotating shifts, Christmas patterns, ED-style rotas and long days – to see how small changes in your rota can lead to a big difference in your earnings. The calculator is designed to be your all-in-one:

• nhs pay calculator
• nhs unsocial hours calculator
• nhs overtime calculator
• nhs night shift calculator
• nhs weekend pay calculator
• nhs bank holiday pay calculator

Enter your band, pattern and location, and let the calculator do the hard work – so you can focus on your patients, your team and your life outside of work.